Rates are currently at 5.25% at 1.125 points for amounts up to $417,000.

For loans between $417,000 and $567,500 they’re at 5.375 at .75%.

Above $567,500 to 600k they are at 5.75%

Rates should start getting better after this week.  Tomorrow the Federal Board finishes their meeting and if Chairman Bernanke doesn’t make some major comment, rates should start improving next week.  There still are some major bond auctions this week which could cause some major fluctuations.